How much does Financial Lifestyle Management Limited make?

Financial Lifestyle Management Limited reported revenue of £14.1m and £2.6m profit in the year to 31 Aug 2025, according to its accounts filed at Companies House.

How many employees does Financial Lifestyle Management Limited have?

Financial Lifestyle Management Limited reported an average of 64 employees in the year to 31 Aug 2025.

Is Financial Lifestyle Management Limited profitable?

Yes — Financial Lifestyle Management Limited reported a profit of £2.6m in the year to 31 Aug 2025.

Company No. 04426632 · Incorporated 29 Apr 2002

Financial Lifestyle Management Limited

Registered name: FINANCIAL LIFESTYLE MANAGEMENT LIMITED

Financial Lifestyle Management Limited made £14.1m revenue and £2.6m profit in the year to 31 Aug 2025. read from filing text

Financial Lifestyle Management Limited’s revenue grew 16% to £14.1m in the year to 31 Aug 2025, with £2.6m profit and 64 employees. The company is classified under “financial management” and is based in London; we hold 4 years of its filed accounts.

Full P&L filedSection M · Professional, scientific and technical activitiesSIC 70221Financial management

Status: Active
Location: London, London
Age: 24 yrs · since 2002
Type: Private Limited Company

Latest accounts · year to 31 Aug 2025

Key figures

IndependentCapital-lightOperating leverageDoing more with lessCash flow filed

Revenue

£14.1m

Growth ▲15.7%

Profit

£2.6m

Growth ▲204%

Profit margin

18.1%

Gross 60.8%

Employees

Change ▼14.7%

Profit / employee

£40k

Revenue/employee £221k

Profitable streak

4yrs

Consecutive profitable years in our data

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

4 filed years

Financial history

Multi-year financials, oldest to newest
Year to	31 Aug 2022	31 Aug 2023	31 Aug 2024	31 Aug 2025
Disclosure	Full P&Lread from filing text	Full P&Lread from filing text	Full P&Lread from filing text	Full P&Lread from filing text
Profit & loss
Revenue (turnover)	£12.5m	£12.6m	£12.2m	£14.1m
Cost of sales	£4.8m	£5m	£5.5m	£5.5m
Gross profit	£7.6m	£7.6m	£6.7m	£8.6m
Operating profit	£2.5m	£2.5m	£1.2m	£3.5m
Profit before tax	£2.5m	£2.5m	£1.2m	£3.5m
Profit after tax	£1.9m	£1.9m	£843k	£2.6m
Profit (best available)	£1.9m	£1.9m	£843k	£2.6m
Staff costs	£3.8m	£3.7m	£4m	£3.7m
Employees (average)	71	75	75	64
Ratios
Profit margin	15.5%	14.8%	6.9%	18.1%
Gross margin	61.3%	60.1%	55.2%	60.8%
Revenue per employee	£176k	£168k	£163k	£221k
Profit per employee	£27.3k	£25k	£11.2k	£40k
Cash conversion	−102.9%	−95.4%	−120.2%	−100.7%
Growth (year on year)
Revenue growth	—	▲1.2%	▼3.4%	▲15.7%
Profit growth	—	▼3.4%	▼55%	▲204%
Headcount growth	—	▲5.6%	0%	▼14.7%
Balance sheet — indirect signals, not revenue
Cash at bank	£2.4m	£2.6m	£2.2m	£1.5m
Net assets	£2.7m	£3m	£2.1m	£1.5m
Fixed assets	£139k	£122k	£158k	£656k
Current assets	£3.4m	£3.8m	£3.4m	£2.8m
Debtors	£115k	£190k	£147k	£125k
Deferred income	£526k	£433k	£574k	£590k
Cash from operations	−£2.5m	−£2.4m	−£1.4m	−£3.5m
Source	FullAccounts · bulk data Jan 2024	FullAccounts · bulk data Jan 2024	FullAccounts · bulk data Jan 2025	FullAccounts · bulk data Apr 2026

Derived from the latest filing

How the business works

Profit margin: 18.1%; Profit ÷ revenue.
Gross margin: 60.8%; Gross profit ÷ revenue. High for software and services.
Revenue per employee: £221k; Revenue ÷ average employees.
Profit per employee: £40k; Profit ÷ average employees.
Cash conversion: −100.7%; Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue: 4.7%; Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue: 4.2%; Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue: 0.9%; Money owed by customers. Low = customers pay quickly.

Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets: ▼27%; Now £1.5m
Cash at bank: ▼33%; Now £1.5m
Headcount: ▼15%; Now 64
Deferred income: ▲3%; Now £590k
Fixed assets: ▲316%; Now £656k

Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.

Corporate ownership

Group structure

Subsidiaries (2)

FLM Independent LtdFigures not disclosed
The Money Coaches LimitedFigures not disclosed

From the Persons with Significant Control register (corporate controllers only).

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Sources

Companies House profile Filing history & original accounts

Latest figures from FullAccounts for the year to 31 Aug 2025 (profit £2.6m), from the Companies House accounts bulk data published Apr 2026. Spotted an error? Request a correction.

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.