How much does Loan.co.uk Limited make?

Loan.co.uk Limited reported revenue of £25.7m and £977k profit in the year to 31 May 2025, according to its accounts filed at Companies House.

How many employees does Loan.co.uk Limited have?

Loan.co.uk Limited reported an average of 161 employees in the year to 31 May 2025.

Is Loan.co.uk Limited profitable?

Yes — Loan.co.uk Limited reported a profit of £977k in the year to 31 May 2025.

Company No. 05455171 · Incorporated 17 May 2005

Loan.co.uk Limited

Registered name: LOAN.CO.UK LIMITED

Loan.co.uk Limited made £25.7m revenue and £977k profit in the year to 31 May 2025. read from filing text

Loan.co.uk Limited’s revenue grew 28% to £25.7m in the year to 31 May 2025, with £977k profit and 161 employees. The company is classified under “other business support service activities” and is based in Southend on Sea; we hold 4 years of its filed accounts.

Full P&L filedSection N · Administrative and support servicesSIC 82990Other business support service activities n.e.c.

Status: Active
Location: Southend on Sea, East of England
Age: 21 yrs · since 2005
Type: Private Limited Company

Latest accounts · year to 31 May 2025

Key figures

IndependentOperating leverageCash flow filed

Revenue

£25.7m

Growth ▲27.7%

Profit

£977k

Growth ▲15683%

Profit margin

3.8%

Gross 50.3%

Employees

161

Change ▲41.2%

Profit / employee

£6.1k

Revenue/employee £160k

Profitable streak

4yrs

Consecutive profitable years in our data

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

4 filed years

Financial history

Multi-year financials, oldest to newest
Year to	31 May 2022	31 May 2023	31 May 2024	31 May 2025
Disclosure	Full P&Lread from filing text	Full P&Lread from filing text	Full P&Lread from filing text	Full P&Lread from filing text
Profit & loss
Revenue (turnover)	£10m	£17.7m	£20.1m	£25.7m
Cost of sales	£5m	£9.7m	£11m	£12.8m
Gross profit	£5m	£8m	£9.1m	£12.9m
Operating profit	£201k	£718k	£439k	£1.4m
Profit before tax	£115k	£659k	£6.2k	£1.1m
Profit after tax	£387k	£659k	£6.2k	£977k
Profit (best available)	£387k	£659k	£6.2k	£977k
Employees (average)	73	104	114	161
Ratios
Profit margin	3.9%	3.7%	0%	3.8%
Gross margin	49.8%	45%	45.3%	50.3%
Revenue per employee	£137k	£170k	£177k	£160k
Profit per employee	£5.3k	£6.3k	£54	£6.1k
Cash conversion	−551.7%	−470.2%	−754.6%	−353%
Growth (year on year)
Revenue growth	—	▲76.7%	▲13.8%	▲27.7%
Profit growth	—	▲70.2%	▼99.1%	▲15683%
Headcount growth	—	▲42.5%	▲9.6%	▲41.2%
Balance sheet — indirect signals, not revenue
Cash at bank	£97.5k	£245k	£844k	£1.1m
Net assets	£6.1m	£6.8m	£6.8m	£6m
Fixed assets	£7.4m	£7.8m	£7m	£7.6m
Current assets	£2.2m	£3.4m	£4.9m	£4.2m
Debtors	£181k	£257k	£235k	£302k
Deferred income	£640	£38k	£32.3k	£18.9k
Cash from operations	−£1.1m	−£3.4m	−£3.3m	−£4.8m
Source	FullAccounts · bulk data Feb 2024	FullAccounts · bulk data Feb 2024	FullAccounts · bulk data Dec 2024	FullAccounts · bulk data Feb 2026

Derived from the latest filing

How the business works

Profit margin: 3.8%; Profit ÷ revenue.
Gross margin: 50.3%; Gross profit ÷ revenue. High for software and services.
Revenue per employee: £160k; Revenue ÷ average employees.
Profit per employee: £6.1k; Profit ÷ average employees.
Cash conversion: −353%; Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue: 29.8%; Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue: 0.1%; Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue: 1.2%; Money owed by customers. Low = customers pay quickly.

Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets: ▼12%; Now £6m
Cash at bank: ▲28%; Now £1.1m
Headcount: ▲41%; Now 161
Deferred income: ▼42%; Now £18.9k
Fixed assets: ▲9%; Now £7.6m

Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.

Corporate ownership

Group structure

Subsidiaries (1)

Loan.co.uk Premier LimitedFigures not disclosed

From the Persons with Significant Control register (corporate controllers only).

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Sources

Companies House profile Filing history & original accounts

Latest figures from FullAccounts for the year to 31 May 2025 (profit £977k), from the Companies House accounts bulk data published Feb 2026. Spotted an error? Request a correction.

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.