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Company No. SC207315 · Incorporated 19 May 2000

Howden Scotland Limited

Registered name: HOWDEN SCOTLAND LIMITED

Part of Howden Group Holdings Limited group

Howden Scotland Limited made £6.3m revenue and £1.6m profit in the year to 31 Dec 2025.

Howden Scotland Limited’s revenue was £6.3m in the year to 31 Dec 2025, with £1.6m profit and 49 employees. The company is classified under “non-life insurance”; we hold 4 years of its filed accounts.

Full P&L filedSIC 65120Non-life insurance
Status
Active
Age
26 yrs · since 2000
Type
Private Limited Company
Latest accounts · year to 31 Dec 2025

Key figures

Revenue
£6.3m
Growth —
Profit
£1.6m
Growth —
Profit margin
24.7%
 
Employees
49
Change —
Profit / employee
£31.9k
Revenue/employee £129k
Profitable streak
4yrs
Consecutive profitable years in our data
4 filed years

Financial history

Multi-year financials, oldest to newest
Year to30 Sep 202330 Sep 202431 Dec 202431 Dec 2025
DisclosureFull P&LFull P&LFull P&LFull P&L
Profit & loss
Revenue (turnover)£12.4m£14m£14m£6.3m
Cost of sales−£9m−£10.5m——
Gross profit£3.4m£3.4m——
Operating profit£4.3m£4.6m£4.6m£2m
Profit before tax£4.4m£4.7m£4.7m£2.1m
Profit after tax£3.4m£3.4m£3.4m£1.6m
Profit (best available)£3.4m£3.4m£3.4m£1.6m
Employees (average)11512412449
Ratios
Profit margin27.7%24.6%24.6%24.7%
Gross margin27.1%24.6%——
Revenue per employee£108k£113k£113k£129k
Profit per employee£29.9k£27.8k£27.8k£31.9k
Growth (year on year)
Revenue growth—▲12.6%——
Profit growth—▲0.2%——
Headcount growth—▲7.8%——
Balance sheet — indirect signals, not revenue
Net assets————
SourceAccounts · bulk data Apr 2025Accounts · bulk data Apr 2025Accounts · bulk data Oct 2026Accounts · bulk data Oct 2026
Derived from the latest filing

How the business works

Profit margin
24.7%
Profit ÷ revenue.
Gross margin
—
Gross profit ÷ revenue. High for software and services.
Revenue per employee
£129k
Revenue ÷ average employees.
Profit per employee
£31.9k
Profit ÷ average employees.
Cash conversion
—
Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue
—
Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue
—
Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue
—
Money owed by customers. Low = customers pay quickly.
Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets
—
Now —
Cash at bank
—
Now —
Headcount
—
Now 49
Deferred income
—
Now —
Fixed assets
—
Now —
Corporate ownership

Group structure

Ownership chain

  1. Howden Group Holdings Limitedultimate parent75–100%
  2. HGH Midco 1 Limited75–100%
  3. HGH Midco 2 Limited75–100%
  4. HGH Finance Limited75–100%
  5. HGH Midco 3 Limited75–100%
  6. Howden Broking Group Limited75–100%
  7. Howden Uk&i Holdings Limited75–100%
  8. Howden Scotland Limitedthis company

Bands show the share of ownership each company holds in the one below it.

Sister companies (32)

From the Persons with Significant Control register (corporate controllers only).

Sources

Companies House profile Filing history & original accounts

Latest figures from accounts for the year to 31 Dec 2025 (profit £1.6m), from the Companies House accounts bulk data published Oct 2026. Spotted an error? Request a correction.

Updated from Companies House on 20 Oct 2026

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.