Roxburghe Finance Limited
Registered name: ROXBURGHE FINANCE LIMITED
Part of Rox Group Holdings Limited groupRoxburghe Finance Limited made £28.6m revenue and £853k profit in the year to 30 Jun 2025.
Roxburghe Finance Limited’s revenue grew 27% to £28.6m in the year to 30 Jun 2025, with £853k profit and 34 employees. The company is classified under “sale of used cars and light motor vehicles” and is based in Birmingham; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Birmingham, West Midlands
- Age
- 45 yrs · since 1981
- Type
- Private Limited Company
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 30 Jun 2022 | 30 Jun 2023 | 30 Jun 2024 | 30 Jun 2025 |
|---|---|---|---|---|
| Disclosure | No profit & loss | No profit & loss | Profit & loss | Profit & loss |
| Profit & loss | ||||
| Revenue (turnover) | — | — | £22.5m | £28.6m |
| Cost of sales | — | — | £19.7m | £25.3m |
| Gross profit | — | — | £2.8m | £3.3m |
| Operating profit | — | — | £1.8m | £1.2m |
| Profit before tax | — | — | £1.7m | £1.1m |
| Profit after tax | — | — | £1.3m | £853k |
| Profit (best available) | — | — | £1.3m | £853k |
| Employees (average) | 8 | 13 | 22 | 34 |
| Ratios | ||||
| Profit margin | — | — | 5.6% | 3% |
| Gross margin | — | — | 12.5% | 11.6% |
| Revenue per employee | — | — | £1m | £841k |
| Profit per employee | — | — | £57.5k | £25.1k |
| Growth (year on year) | ||||
| Revenue growth | — | — | — | ▲27.1% |
| Profit growth | — | — | — | ▼32.5% |
| Headcount growth | — | ▲62.5% | ▲69.2% | ▲54.5% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £253k | £250k | £526k | £765k |
| Net assets | £1.4m | £1.8m | £3m | £3.2m |
| Fixed assets | £35.5k | £8.8k | £98.9k | £257k |
| Current assets | £2.4m | £3.1m | £4.7m | £5.7m |
| Debtors | £0 | £31k | £28.6k | £6k |
| Deferred income | £7.6k | £5k | £6k | £6k |
| Source | FilletedAccounts · bulk data May 2024 | FilletedAccounts · bulk data May 2024 | FilletedAccounts · bulk data Feb 2025 | FullAccounts · bulk data Feb 2026 |
How the business works
- Profit margin
- 3%
- Profit ÷ revenue.
- Gross margin
- 11.6%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £841k
- Revenue ÷ average employees.
- Profit per employee
- £25.1k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0.9%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 0%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 0%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲4%
- Now £3.2m
- Cash at bank
- ▲46%
- Now £765k
- Headcount
- ▲55%
- Now 34
- Deferred income
- 0%
- Now £6k
- Fixed assets
- ▲160%
- Now £257k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- Rox Group Holdings Limitedultimate parent75–100%
- Roxburghe Finance Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (1)
- Roxburghe Properties LtdFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Similar profitable businesses
- Lawson Motor Company LimitedCongleton · Sale of used cars and light motor vehicles
- Revenue
- £28.4m
- Profit
- £375k
- Staff
- 17
- Atlas Garages (Morpeth) LimitedNorthumberland · Sale of used cars and light motor vehicles
- Revenue
- £28.4m
- Profit
- £60.9k
- Staff
- 56
- Jeff White Motors LimitedSouth Glamorgan · Sale of used cars and light motor vehicles
- Revenue
- £28.8m
- Profit
- £521k
- Staff
- 26
- Des Winks Cars LimitedScarborough · Sale of used cars and light motor vehicles
- Revenue
- £28.9m
- Profit
- £133k
- Staff
- 42
- Nova Finance LimitedMorpeth · Sale of used cars and light motor vehicles
- Revenue
- £29m
- Profit
- £26.8k
- Staff
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- David Spear Commercials LimitedPark ST Mellons · Sale of used cars and light motor vehicles
- Revenue
- £29m
- Profit
- £557k
- Staff
- 24
Sources
Latest figures from FullAccounts for the year to 30 Jun 2025 (profit £853k), from the Companies House accounts bulk data published Feb 2026. Spotted an error? Request a correction.