Direct Life and Pension Services Limited
Registered name: DIRECT LIFE AND PENSION SERVICES LIMITED
Part of LSL Property Services PLC groupDirect Life and Pension Services Limited made £1.4m revenue and a £386k loss in the year to 31 Dec 2025.
Direct Life and Pension Services Limited’s revenue fell 43% to £1.4m in the year to 31 Dec 2025, with a loss of £386k and 43 employees. The company is classified under “activities of insurance agents and brokers” and is based in York; we hold 3 years of its filed accounts.
- Status
- Active
- Location
- York
- Age
- 36 yrs · since 1990
- Type
- Private Limited Company
Key figures
Financial history
| Year to | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L |
| Profit & loss | |||
| Revenue (turnover) | £2.9m | £2.6m | £1.4m |
| Gross profit | — | — | £1.4m |
| Operating profit | −£155k | −£772k | −£482k |
| Profit before tax | −£155k | −£810k | −£597k |
| Profit after tax | −£104k | −£632k | −£386k |
| Profit (best available) | −£104k | −£632k | −£386k |
| Employees (average) | 76 | 70 | 43 |
| Ratios | |||
| Profit margin | −3.6% | −24.7% | −26.7% |
| Gross margin | — | — | 100% |
| Revenue per employee | £38.5k | £36.5k | £33.7k |
| Profit per employee | −£1.4k | −£9k | −£9k |
| Growth (year on year) | |||
| Revenue growth | — | ▼12.6% | ▼43.4% |
| Headcount growth | — | ▼7.9% | ▼38.6% |
| Balance sheet — indirect signals, not revenue | |||
| Net assets | — | — | — |
| Source | Accounts · bulk data Apr 2026 | Accounts · bulk data Apr 2026 | Accounts · bulk data Oct 2026 |
How the business works
- Profit margin
- −26.7%
- Profit ÷ revenue.
- Gross margin
- 100%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £33.7k
- Revenue ÷ average employees.
- Profit per employee
- −£9k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now —
- Cash at bank
- —
- Now —
- Headcount
- ▼39%
- Now 43
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Group structure
Ownership chain
- LSL Property Services PLCultimate parent75–100%
- Direct Life Quote Holdings Limited75–100%
- Direct Life and Pension Services Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Subsidiaries (2)
- Direct Life LimitedFigures not disclosed
- Lifequote LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from accounts for the year to 31 Dec 2025 (profit −£386k), from the Companies House accounts bulk data published Oct 2026. Spotted an error? Request a correction.
Updated from Companies House on 25 Oct 2026
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.