Harman Kemp Limited
Registered name: HARMAN KEMP LIMITED
Part of Arthur J. Gallagher & Co groupHarman Kemp Limited made £10m revenue and £3m profit in the year to 31 Dec 2025.
Harman Kemp Limited’s revenue grew 23% to £10m in the year to 31 Dec 2025, with £3m profit and 40 employees. The company is classified under “non-life insurance” and is based in London; we hold 3 years of its filed accounts.
- Status
- Active
- Location
- London
- Age
- 35 yrs · since 1991
- Type
- Private Limited Company
Key figures
Financial history
| Year to | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L |
| Profit & loss | |||
| Revenue (turnover) | £4.3m | £8.1m | £10m |
| Gross profit | £4.3m | £8.1m | £10m |
| Operating profit | £503k | £871k | £3.2m |
| Profit before tax | £523k | £916k | £3.2m |
| Profit after tax | £356k | £1.1m | £3m |
| Profit (best available) | £356k | £1.1m | £3m |
| Employees (average) | 30 | 34 | 40 |
| Ratios | |||
| Profit margin | 8.2% | 13.9% | 30.3% |
| Gross margin | 100% | 100% | 100% |
| Revenue per employee | £144k | £238k | £249k |
| Profit per employee | £11.9k | £33.1k | £75.5k |
| Growth (year on year) | |||
| Revenue growth | — | ▲86.4% | ▲23.3% |
| Profit growth | — | ▲215.8% | ▲168.5% |
| Headcount growth | — | ▲13.3% | ▲17.6% |
| Balance sheet — indirect signals, not revenue | |||
| Net assets | — | — | — |
| Source | Accounts · bulk data Sep 2025 | Accounts · bulk data Sep 2025 | Accounts · bulk data Jun 2026 |
How the business works
- Profit margin
- 30.3%
- Profit ÷ revenue.
- Gross margin
- 100%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £249k
- Revenue ÷ average employees.
- Profit per employee
- £75.5k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now —
- Cash at bank
- —
- Now —
- Headcount
- ▲18%
- Now 40
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Group structure
Ownership chain
- Arthur J. Gallagher & Co (registered outside the UK register)ultimate parent75–100%
- Ajg (Emea) Limited75–100%
- Gallagher European Holdings Limited75–100%
- Gallagher Holdings & Management (Emea) Ltd75–100%
- Arthur J. Gallagher Holdings (UK) Limited75–100%
- Gallagher Holdings (UK) Limited75–100%
- Assuredpartners International Limited75–100%
- Harman Kemp Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (10)
- Romero Insurance Brokers LimitedRev. £19.3m · Profit £7.1m
- Cia Insurance Services LimitedRev. £18.9m · Profit £8.4m
- Anchorman Insurance Consultants LimitedFigures not disclosed
- Assuredpartners London LimitedFigures not disclosed
- Assuredpartners Regions LtdFigures not disclosed
- Borland Insurance LtdFigures not disclosed
- Club Insure LimitedRev. — · Profit £1.4m
- GM Insurance Brokers LimitedFigures not disclosed
- Inevexco LtdFigures not disclosed
- PSP Insurance & Financial Solutions LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from accounts for the year to 31 Dec 2025 (profit £3m), from the Companies House accounts bulk data published Jun 2026. Spotted an error? Request a correction.
Updated from Companies House on 22 Oct 2026
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.