Pfi Senior Funding Limited
Registered name: PFI SENIOR FUNDING LIMITED
Part of Bifm Investments Limited groupPfi Senior Funding Limited made £261m revenue and a £50.1m loss in the year to 31 Dec 2025.
Pfi Senior Funding Limited’s revenue fell 9% to £261m in the year to 31 Dec 2025, with a loss of £50.1m and 126 employees. The company is classified under “other business support service activities” and is based in London; we hold 3 years of its filed accounts.
- Status
- Active
- Location
- London
- Age
- 25 yrs · since 2001
- Type
- Private Limited Company
Key figures
Financial history
| Year to | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L |
| Profit & loss | |||
| Revenue (turnover) | £299m | £286m | £261m |
| Cost of sales | −£214m | −£207m | −£190m |
| Gross profit | £85m | £78.8m | £71.5m |
| Operating profit | £33.6m | £50.7m | £11m |
| Profit before tax | −£22.2m | £5.8m | −£51.9m |
| Profit after tax | −£19.5m | −£2.5m | −£50.1m |
| Profit (best available) | −£19.5m | −£2.5m | −£50.1m |
| Employees (average) | 130 | 129 | 126 |
| Ratios | |||
| Profit margin | −6.5% | −0.9% | −19.2% |
| Gross margin | 28.5% | 27.6% | 27.4% |
| Revenue per employee | £2.3m | £2.2m | £2.1m |
| Profit per employee | −£150k | −£19.3k | −£397k |
| Growth (year on year) | |||
| Revenue growth | — | ▼4.3% | ▼8.6% |
| Headcount growth | — | ▼0.8% | ▼2.3% |
| Balance sheet — indirect signals, not revenue | |||
| Net assets | — | — | — |
| Source | Accounts · bulk data Oct 2025 | Accounts · bulk data Oct 2025 | Accounts · bulk data Oct 2026 |
How the business works
- Profit margin
- −19.2%
- Profit ÷ revenue.
- Gross margin
- 27.4%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £2.1m
- Revenue ÷ average employees.
- Profit per employee
- −£397k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now —
- Cash at bank
- —
- Now —
- Headcount
- ▼2%
- Now 126
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Group structure
Ownership chain
- Bifm Investments Limitedultimate parent75–100%
- Biif GP Limited75–100%
- Biif Holdco Limited75–100%
- Biif Issuerco Limited75–100%
- Elbon Holdings (3) Limited75–100%
- Pfi Senior Funding Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Subsidiaries (1)
- Elbon Holdings (1) LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from accounts for the year to 31 Dec 2025 (profit −£50.1m), from the Companies House accounts bulk data published Oct 2026. Spotted an error? Request a correction.
Updated from Companies House on 24 Oct 2026
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.