Fuw Insurance Services Limited
Registered name: FUW INSURANCE SERVICES LIMITED
Part of Uac Cyf. Fuw Ltd. groupFuw Insurance Services Limited made £6.4m revenue and £953k profit in the year to 31 Mar 2026.
Fuw Insurance Services Limited’s revenue grew 7% to £6.4m in the year to 31 Mar 2026, with £953k profit and 85 employees. The company is classified under “activities of insurance agents and brokers” and is based in Aberystwyth; we hold 5 years of its filed accounts.
- Status
- Active
- Location
- Aberystwyth, West Midlands
- Age
- 14 yrs · since 2012
- Type
- Private Limited Company
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 30 Mar 2022 | 30 Mar 2023 | 31 Mar 2024 | 31 Mar 2025 | 31 Mar 2026 |
|---|---|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L | Full P&L | Full P&L |
| Profit & loss | |||||
| Revenue (turnover) | £5m | £5.2m | £5.6m | £6m | £6.4m |
| Operating profit | £928k | £1.1m | £1.1m | £1.1m | £1.1m |
| Profit before tax | £885k | £1.1m | £1.1m | £1.2m | £1.1m |
| Profit after tax | £786k | £964k | £988k | £1.1m | £953k |
| Profit (best available) | £786k | £964k | £988k | £1.1m | £953k |
| Staff costs | £3m | £2.9m | £3.3m | £3.7m | £4m |
| Employees (average) | 77 | 75 | 77 | 82 | 85 |
| Ratios | |||||
| Profit margin | 15.6% | 18.6% | 17.6% | 17.7% | 14.8% |
| Revenue per employee | £65.5k | £69.3k | £73.1k | £73.6k | £75.8k |
| Profit per employee | £10.2k | £12.9k | £12.8k | £13k | £11.2k |
| Growth (year on year) | |||||
| Revenue growth | — | ▲3% | ▲8.3% | ▲7.2% | ▲6.8% |
| Profit growth | — | ▲22.8% | ▲2.4% | ▲8.3% | ▼10.9% |
| Headcount growth | — | ▼2.6% | ▲2.7% | ▲6.5% | ▲3.7% |
| Balance sheet — indirect signals, not revenue | |||||
| Cash at bank | £3.2m | £3.3m | £3.4m | £3.8m | £4.2m |
| Net assets | £1.7m | £1.5m | £1.7m | £1.7m | £1.9m |
| Fixed assets | £44.4k | £38.2k | £26.5k | £14.3k | £17.2k |
| Current assets | £5.4m | £5.5m | £5.8m | £6m | £6.9m |
| Debtors | £732k | £988k | £1.1m | £837k | £1.2m |
| Deferred income | £382k | £203k | £475k | £189k | £1m |
| Source | Accounts · bulk data Dec 2023 | Accounts · bulk data Dec 2023 | FullAccounts · bulk data Nov 2024 | FullAccounts · bulk data Oct 2025 | FullAccounts · bulk data Sep 2026 |
How the business works
- Profit margin
- 14.8%
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £75.8k
- Revenue ÷ average employees.
- Profit per employee
- £11.2k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0.3%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 15.8%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 19.1%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲14%
- Now £1.9m
- Cash at bank
- ▲12%
- Now £4.2m
- Headcount
- ▲4%
- Now 85
- Deferred income
- ▲439%
- Now £1m
- Fixed assets
- ▲20%
- Now £17.2k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- Uac Cyf. Fuw Ltd.ultimate parent75–100%
- Fuw Insurance Services Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (2)
- Fuw Holdings LimitedFigures not disclosed
- Fuw Properties LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
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Sources
Latest figures from FullAccounts for the year to 31 Mar 2026 (profit £953k), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Updated from Companies House on 22 Oct 2026
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.