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Company No. 11285257 · Incorporated 31 Mar 2018

Sep Insurance Services Limited

Registered name: SEP INSURANCE SERVICES LIMITED

Part of Partners& Group Limited group

Sep Insurance Services Limited made £2.4m revenue and £111k profit in the year to 31 Mar 2025. read from filing text

Sep Insurance Services Limited’s revenue was £2.4m in the year to 31 Mar 2025, with £111k profit and 24 employees. The company is classified under “activities of insurance agents and brokers” and is based in High Wycombe; we hold 3 years of its filed accounts.

Full P&L filedSection K · Financial and insurance activitiesSIC 66220Activities of insurance agents and brokers
Status
Active
Location
High Wycombe, South East
Age
8 yrs · since 2018
Type
Private Limited Company

Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “The parent company of SEP Insurance Services Limited”

Latest accounts · year to 31 Mar 2025

Key figures

Capital-light
Revenue
£2.4m
Growth —
Profit
£111k
Growth —
Profit margin
4.7%
Gross 98.7%
Employees
24
Change —
Profit / employee
£4.6k
Revenue/employee £98.2k
Profitable streak
2yrs
Consecutive profitable years in our data

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

3 filed years

Financial history

Multi-year financials, oldest to newest
Year to29 Sep 202230 Sep 202331 Mar 2025
DisclosureNo P&LFull P&Lread from filing textFull P&Lread from filing text
Profit & loss
Revenue (turnover)—£1.3m£2.4m
Cost of sales—£22.2k£30.2k
Gross profit—£1.3m£2.3m
Operating profit—£201k£165k
Profit before tax—£201k£176k
Profit after tax—£158k£111k
Profit (best available)—£158k£111k
Staff costs—£662k£1.4m
Employees (average)152524
Ratios
Profit margin—12.2%4.7%
Gross margin—98.3%98.7%
Revenue per employee—£51.6k£98.2k
Profit per employee—£6.3k£4.6k
Growth (year on year)
Headcount growth—▲66.7%—
Balance sheet — indirect signals, not revenue
Cash at bank£533k£275k£552k
Net assets£84k£174k£222k
Fixed assets£14.3k£15.9k£13.6k
Current assets£1.7m£336k£1.2m
Debtors£1.2m£61.3k£0
Deferred income—£2k£48.9k
SourceAbridgedAccounts · bulk data May 2024AbridgedAccounts · bulk data May 2024FullAccounts · bulk data Dec 2025
Derived from the latest filing

How the business works

Profit margin
4.7%
Profit ÷ revenue.
Gross margin
98.7%
Gross profit ÷ revenue. High for software and services.
Revenue per employee
£98.2k
Revenue ÷ average employees.
Profit per employee
£4.6k
Profit ÷ average employees.
Cash conversion
—
Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue
0.6%
Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue
2.1%
Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue
0%
Money owed by customers. Low = customers pay quickly.
Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets
—
Now £222k
Cash at bank
—
Now £552k
Headcount
—
Now 24
Deferred income
—
Now £48.9k
Fixed assets
—
Now £13.6k

Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.

Corporate ownership

Group structure

Ownership chain

  1. Partners& Group Limitedultimate parent75–100%
  2. Partners& Holdings Limited75–100%
  3. Sep Insurance Services Limitedthis company

Bands show the share of ownership each company holds in the one below it.

Sister companies (40)

From the Persons with Significant Control register (corporate controllers only).

Same industry, similar size

Similar profitable businesses

Industry benchmarks →

Sources

Companies House profile Filing history & original accounts

Latest figures from FullAccounts for the year to 31 Mar 2025 (profit £111k), from the Companies House accounts bulk data published Dec 2025. Spotted an error? Request a correction.

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.