Loudwater Trade and Finance Limited
Registered name: LOUDWATER TRADE AND FINANCE LIMITED
Part of Loudwater Holdings Ltd groupLoudwater Trade and Finance Limited made £136m revenue and £2.6m profit in the year to 30 Sep 2025. read from filing text
Loudwater Trade and Finance Limited’s revenue grew 48% to £136m in the year to 30 Sep 2025, with £2.6m profit and 16 employees. The company is classified under “wholesale of coffee, tea, cocoa and spices” and is based in London; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- London, London
- Age
- 34 yrs · since 1991
- Type
- Private Limited Company
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “The ultimate parent entity is”
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 30 Sep 2022 | 30 Sep 2023 | 30 Sep 2024 | 30 Sep 2025 |
|---|---|---|---|---|
| Disclosure | Full P&Lread from filing text | Full P&Lread from filing text | Full P&Lread from filing text | Full P&Lread from filing text |
| Profit & loss | ||||
| Revenue (turnover) | £93.4m | £112m | £91.9m | £136m |
| Cost of sales | £85.9m | £101m | £84.3m | £128m |
| Gross profit | £7.5m | £11.2m | £7.6m | £7.9m |
| Operating profit | £4.7m | £7.5m | £4.4m | £4.5m |
| Profit before tax | £4.3m | £6.6m | £3.8m | £3.8m |
| Profit after tax | £3.5m | £5.1m | £2.8m | £2.6m |
| Profit (best available) | £3.5m | £5.1m | £2.8m | £2.6m |
| Staff costs | £811k | £805k | £621k | £866k |
| Employees (average) | 15 | 14 | 15 | 16 |
| Ratios | ||||
| Profit margin | 3.7% | 4.6% | 3.1% | 1.9% |
| Gross margin | 8% | 10% | 8.3% | 5.8% |
| Revenue per employee | £6.2m | £8m | £6.1m | £8.5m |
| Profit per employee | £230k | £365k | £188k | £164k |
| Growth (year on year) | ||||
| Revenue growth | — | ▲20.1% | ▼18.1% | ▲48.4% |
| Profit growth | — | ▲48% | ▼44.8% | ▼7.2% |
| Headcount growth | — | ▼6.7% | ▲7.1% | ▲6.7% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £10.6m | £8.5m | £8.3m | £11.7m |
| Net assets | £37.7m | £40.5m | £42.9m | £43.9m |
| Fixed assets | £3m | £3m | £3m | £2.6m |
| Current assets | £64.1m | £58.2m | £60.9m | £70.5m |
| Debtors | £24.7m | £19m | £17.9m | £18.7m |
| Deferred income | £1.3m | £1.6m | £1m | £481k |
| Source | FullAccounts · bulk data Apr 2024 | FullAccounts · bulk data Apr 2024 | FullAccounts · bulk data Apr 2025 | FullAccounts · bulk data Apr 2026 |
How the business works
- Profit margin
- 1.9%
- Profit ÷ revenue.
- Gross margin
- 5.8%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £8.5m
- Revenue ÷ average employees.
- Profit per employee
- £164k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 1.9%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 0.4%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 13.7%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲2%
- Now £43.9m
- Cash at bank
- ▲42%
- Now £11.7m
- Headcount
- ▲7%
- Now 16
- Deferred income
- ▼53%
- Now £481k
- Fixed assets
- ▼11%
- Now £2.6m
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- Loudwater Holdings Ltdultimate parent75–100%
- Loudwater Trade and Finance Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Subsidiaries (2)
- GMH Trading LimitedFigures not disclosed
- Loudwater Med LtdFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 30 Sep 2025 (profit £2.6m), from the Companies House accounts bulk data published Apr 2026. Spotted an error? Request a correction.
Updated from Companies House on 25 Oct 2026
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.